Licensing and Insurance
In the high-risk tree removal industry, hiring a company that is properly licensed and insured is the single most important step in protecting your property and finances. Tree work is among the most hazardous occupations in the United States.
LICENSING MATTERS
Verified Professionalism
A license indicates the company has met state or local requirements for training, experience and safety standards.
Legal Compliance
Licensed contractors are familiar with local ordinances and can secure necessary permits, when necessary, protecting you from facing municipal violations or fines.
Accountability
Licensed businesses are overseen by governing bodies, making them accountable for fulfilling service obligations.
INSURANCE IS ESSENTIAL
General Liability Insurance
Covers the cost if a branch or equipment damages your home, your neighbor’s property, or nearby utility lines.
Worker’s Compensation
This is critical because tree work is extremely dangerous. If a worker is injured by working on your property and the company lacks this coverage, you, the homeowner, can be held personally liable for the injured person’s medical bills and lost wages.
Tailored Coverage
Reputable tree service companies carry specialized “high-risk” insurance for activities like work at extreme heights. General landscapers and other tree companies with independent contractor workers often lack this specific coverage leaving gaps in protection during complex removals.
RECOMMENDED VERIFICATIONS
Ask your bidding contractor for a copy of their licenses and for a current Certificate of Insurance (COI) that explicitly lists both general liability and workers compensation coverages. Pro-Cut Tree will provide you with copies of all licenses and insurance with each free estimate.
Do not just look at the paper; call the insurance agency to verify that the policy is active and covers the specific type of work being performed. Use state or local government websites to confirm the company’s license status.
Schedule Your Free Tree Care Estimate
Contact Pro-Cut Tree today to book a free, on-site estimate with one of our experienced arborists.